Privacy Policy

 

Welcome to AxGap. We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard information when you visit axgap.com.

Who We Are

Our website address is: https://axgap.com. AxGap is a personal finance blog covering budgeting, banking, investing, loans, and credit topics.

What Information We Collect

Depending on how you interact with our site, we may collect:

  • Information you provide: Name, email address, and website URL when leaving comments, subscribing to a newsletter, or using a contact form.
  • Automatically collected data: IP address, browser type, operating system, referring URL, pages visited, and time on site.
  • Cookies and tracking data: Small files stored in your browser to improve experience and collect analytics (see Cookies section below).

We do not collect sensitive data such as financial account details, government ID numbers, or health information.

Comments

When visitors leave comments, we collect the data shown in the comment form — including name, email address, and website — along with your IP address and browser user agent string to help with spam detection.

An anonymized string (hash) of your email address may be sent to the Gravatar service to check whether you use it. The Gravatar privacy policy is available at automattic.com/privacy. After approval, your profile picture may appear publicly alongside your comment.

Media

If you upload images to the website, avoid including embedded location data (EXIF GPS). Visitors can download images and extract any location data embedded in them.

Cookies

Our website uses cookies for the following purposes:

  • Strictly necessary: Essential for site functionality (WordPress session and security cookies). These cannot be disabled.
  • Comment cookies: If you leave a comment, you may opt in to saving your name, email, and website in cookies for convenience. These cookies last one year.
  • Login cookies: If you log in, we set cookies to save your login information and display preferences. Login cookies last two days; screen option cookies last one year.
  • Analytics cookies: We use Google Analytics to understand how visitors use our site. Data is anonymised where possible.
You can control or delete cookies at any time through your browser settings. Disabling certain cookies may affect how the site works. Learn more at allaboutcookies.org.

Embedded Content From Other Websites

Articles on this site may include embedded content (videos, images, articles, etc.). Embedded content behaves exactly as if you visited those websites directly — they may collect data, use cookies, and track your interaction with the content.

How We Use Your Information

  • To operate and improve the site — publishing content, maintaining functionality, and fixing issues.
  • To communicate with you — responding to comments, emails, or form submissions.
  • To send newsletters — only if you have opted in. You can unsubscribe at any time.
  • To analyze performance — understanding which content resonates with readers.
  • To comply with legal obligations — responding to lawful requests from authorities when required.

Who We Share Your Data With

We do not sell, rent, or trade your personal information. We may share data only in these circumstances:

  • Service providers: Trusted vendors helping operate the site (hosting, email, analytics) under strict data agreements.
  • Password reset: If you request a password reset, your IP address will be included in the reset email.
  • Legal requirements: When required by law, court order, or government authority.
  • Business transfers: In the event of a merger or acquisition, user data may transfer as part of that transaction.

Visitor comments may also be checked through an automated spam detection service.

How Long We Retain Your Data

We retain your data only as long as necessary:

  • Comments and metadata are retained indefinitely to recognise and approve follow-up comments automatically.
  • Registered user profiles are kept until you request deletion. Users can view, edit, or delete their personal information at any time (except usernames).
  • Analytics data is retained in anonymised form for up to 26 months.
  • Server logs are typically purged within 30–90 days.

What Rights You Have Over Your Data

If you have an account or have left comments, you can request an exported file of all personal data we hold about you. You may also request erasure of any personal data — except data we are required to retain for administrative, legal, or security purposes.

EU/EEA residents have the right to lodge a complaint with their local data protection authority.

Children’s Privacy

Our website is not directed at children under 13 (or 16 in the EU/EEA). We do not knowingly collect personal data from minors. If you believe we have done so inadvertently, contact us and we will delete it promptly.

Data Security

We take reasonable steps to protect your data, including HTTPS encryption, regular software updates, and restricted access to personal information. However, no online transmission is 100% secure and we cannot guarantee absolute security.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page. Continued use of our website after any changes constitutes your acceptance of the updated policy.

Contact Us

For any questions or requests regarding this Privacy Policy, please reach out:

📧 Email: basturkorkan@gmail.com